Travel Loan

Loan Overview

Travel Loan

Whether it’s a dream vacation, a family reunion, or an urgent trip, travel can bring joy and connection—but unexpected costs can hold you back. At KwikSalary, our Travel Loan makes your journeys possible, offering up to ₹1,00,000 in fast, reliable, and transparent funding to turn your travel plans into reality.

As a trusted NBFC (RBI: B-14.01740), a unit of Gagan Metals Limited, we’re committed to responsible lending and ethical practices. Our tagline, Fast Funding for Life’s Urgencies, reflects our mission to empower salaried individuals in Delhi/NCR, Mumbai, Bengaluru, Pune, and Hyderabad with quick access to funds. No complex processes, no coercive recovery—just a partner you can trust. Ready to embark on your next adventure? Discover how our Travel Loan can help today.

Why Us

Why Choose KwikSalary for Your Travel Loan?

Am I Eligible for a Travel Loan?

We’ve made our Travel Loan accessible to support salaried individuals planning their next trip. To qualify, you must meet these simple criteria:

Minimum Salary
A monthly income of at least ₹40,000.
Location
You must reside in Delhi/NCR, Mumbai, Bengaluru, Pune, or Hyderabad.
Age
Be between 21 and 58 years old.
Employment
Be a salaried individual with a stable job.
Valid PAN Card
A valid PAN card is required for verification.

Our eligibility criteria are designed to be inclusive, ensuring that anyone with a steady income can access quick funds when they need them most.

Documents Required for Your Travel Loan

We’ve streamlined the documentation process to make applying for a Travel Loan fast and hassle-free. The primary document is:

PAN Card
A valid PAN card for identity verification.
(For income verification, we may also request the following documents in some cases.)
Bank Statement
Recent bank statements (typically last 3–6 months) to confirm your income and financial stability.
Salary Slip
Latest salary slips (usually 1–3 months) to verify your employment and income.

We keep paperwork to a minimum to ensure a smooth application process. Simply upload your PAN card during the application, and we’ll guide you if additional documents are needed. This helps us practice responsible lending while getting you funds quickly. Have questions? Reach out to us at info@kwiksalary.com.

Loan Benefits

Key Features of Our Travel Loan

Loan Amount
₹5,000 to ₹1,00,000
Interest Rate (ROI)
0.25% to 1.00% per day
APR
18% to 36%
Tenure
Up to 90 days
Processing Fee
0% to 10% of loan amount
Cheque Bounce Charges
₹1,000
Documents Required
PAN Card (Bank Statement and Salary Slip may be requested)
Collateral
None
How to Apply for a Travel Loan

Applying for a KwikSalary Travel Loan is simple and fast. Follow these steps:

01
Visit Our Website
Go to kwiksalary.com and select the Advance Salary Loan option.
02
Complete the Application
Enter your basic details, including PAN card information and employment details (minimum salary ₹40,000/month).
03
Submit Your Application
Our team will review and verify your details within hours.
04
Get Approved
Once approved, funds will be disbursed to your account in just 6 hours.*
05
Repay Easily
Choose your preferred repayment method and manage your loan with ease.
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Frequently Asked Questions (FAQs)

What is a Travel Loan?

A KwikSalary Travel Loan is a short-term, unsecured loan to cover travel expenses like vacations, family visits, or urgent trips, with quick approval and flexible repayment.

Who can apply for a Travel Loan?

Salaried individuals aged 21–58 with a minimum monthly salary of ₹40,000, a valid PAN card, and residency in Delhi/NCR, Mumbai, Bengaluru, Pune, or Hyderabad are eligible.

What documents are required?

A valid PAN card is primary. We may request bank statements (last 3–6 months) or salary slips (last 1–3 months) for income verification.

How quickly can I get the loan?

Approval takes 6 hours,* with funds disbursed immediately after, subject to verification.

Are there hidden charges?

No hidden charges. Processing fees (0%–10%) and penal charges (1.25x ROI) are disclosed upfront.

What happens if I miss a repayment?

Timely repayments avoid penal charges (1.25x ROI). Contact our Grievance Redressal Cell at info@kwiksalary.com for support.

Can I close my loan early?

Yes, close your loan early with no penalty for full flexibility.

*The 6-hour approval time applies to applications with complete and accurate documentation submitted during our business hours (Monday to Saturday, 10 AM to 6:30 PM). If additional verification is needed, approval may take longer. We strive to process all applications as quickly as possible while ensuring responsible lending practices.

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