Personal Loan
Personal Loan
Why Choose KwikSalary for Your Personal Loan?
Get your loan approved in as little as 6 hours, subject to eligibility and verification.*
No hidden charges. Our loan terms are clear, with penal charges only at 1.25 times the applicable ROI.
Pay through cash, bank transfer, UPI, debit card, credit card, cheque, or draft—whatever works for you.
Access funds without pledging assets, keeping the process simple and stress-free.
Pay off your loan early without worrying about extra charges.
We adhere to RBI guidelines, ensuring you borrow only what you can comfortably repay.
Am I Eligible for a Personal Loan?
We’ve designed our Personal Loan to support salaried individuals during life’s urgent moments. To qualify, you must meet these simple criteria:
Our eligibility criteria are designed to be inclusive, ensuring that anyone with a steady income can access quick funds when they need them most.
Documents Required for Your Personal Loan
We’ve streamlined the documentation process to make applying for a Personal Loan fast and hassle-free. The primary document is:
(For income verification, we may also request the following documents in some cases.)
We keep paperwork to a minimum to ensure a smooth application process. Simply upload your PAN card during the application, and we’ll guide you if additional documents are needed. This helps us practice responsible lending while getting you funds quickly. Have questions? Reach out to us at info@kwiksalary.com.
Key Features of Our Personal Loan
₹5,000 to ₹1,00,000
0.25% to 1.00% per day
18% to 36%
Up to 90 days
0% to 10% of loan amount
₹1,000
PAN Card (Bank Statement and Salary Slip may be requested)
None
Applying for a KwikSalary Personal Loan is simple and fast. Follow these steps:
How We’ve Helped
What Makes KwikSalary Stand Out?
As an registered NBFC, we prioritize ethical lending and transparent practices.
Our Grievance Redressal Cell resolves issues within 5 working days. Reach out at info@kwiksalary.com if you’re not satisfied.
With a minimum loan of ₹5,000 and minimal documentation, we make funding accessible.
Get funds in 6 hours* without compromising on transparency.
Frequently Asked Questions (FAQs)
A KwikSalary Personal Loan is a short-term, unsecured loan to cover urgent expenses like home repairs or education costs, with quick approval and flexible repayment.
Salaried individuals aged 21–58 with a minimum monthly salary of ₹40,000, a valid PAN card, and residency in Delhi/NCR, Mumbai, Bengaluru, Pune, or Hyderabad are eligible.
A valid PAN card is primary. We may request bank statements (last 3–6 months) or salary slips (last 1–3 months) for income verification.
Approval takes 6 hours,* with funds disbursed immediately after, subject to verification.
No hidden charges. Processing fees (0%–10%) and penal charges (1.25x ROI) are disclosed upfront.
Timely repayments avoid penal charges (1.25x ROI). Contact our Grievance Redressal Cell at info@kwiksalary.com for support.
Yes, close your loan early with no penalty for full flexibility.
*The 6-hour approval time applies to applications with complete and accurate documentation submitted during our business hours (Monday to Saturday, 10 AM to 6:30 PM). If additional verification is needed, approval may take longer. We strive to process all applications as quickly as possible while ensuring responsible lending practices.
