Have Any Questions?
+91 92895 66951
Have Any Questions?
+91 9289566951

Life More Relaxed with Instant Financial Help

You deserve financial freedom that feels stress-free, not stressful. With KwikSalary’s quick loan process, we help you handle life’s unexpected turns—on your terms.

  • Apply in minutes
  • Approval in hours
  • Direct Disbursal to Your Account
Our Loan Offerings

Find the Best-Suited Loan Type and Stay in Control of Your Finances

Advance Salary Loan
Short on salary before the month ends? Get cash fast without hassles.
Personal Loan
No reason too small. Finance your needs with ease and flexibility.
Medical Loan
Your health shouldn’t wait. Apply now, pay later—stress-free.
Travel Loan
Don’t cancel your plans. Fund your trip in just a few clicks.
Emergency Loan
For life’s unplanned expenses, we offer quick, reliable relief.
Family Support Loan
Support your loved ones during special moments or tough times.
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About KwikSalary

Built on Trust. Backed by Compliance. Designed for You.

KwikSalary is a trusted RBI-registered NBFC lender (Unit of Gagan Metals Limited – Reg. No. B-14.01740) offering safe and instant loan solutions in Delhi NCR, Mumbai, Bengaluru, Pune & Hyderabad.

Ethical Lending Practices
Full Transparency—No Hidden Fees
Zero Penalty on Early Loan Closure
Easy Repayment Options (UPI, Debit/Credit Card, Bank Transfer, Cash, Cheque)

We’re committed to responsible and fair lending. Our grievance redressal cell ensures all concerns are taken seriously and resolved within 5 working days. Because your peace of mind matters.

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Happy Customers Served
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Operational Reach Across India
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Loans
Disbursed
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Dedicated Loan Specialists
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Empower Your Finances with the Perfect Instant Loan

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            Personal Loan Travel Loan Medical Loan Family Loan Advance Salary Loan
            Loan Details

            Rates and Charges

            Minimum Loan Amount

            Rs. 5,000/-

            Maximum Loan Amount

            Rs. 1,00,000/-

            Tenure Days

            90 to 365 Days

            Processing Fee

            2 – 10% of loan amount

            ROI (rate of interest)

            @ 0.2 – 1% Daily

            No Pre

            No pre – closure charges

            APR (Annual Percentage Rate)

            @ 18% – 36%

            Cheque bounce charges

            Rs. 1000/-

            Representative Example

            Monthly Payment Example

            Loan Amount

            Rs. 1,00,000

            Tenure

            Rs. 12 Months

            Rate of Interest

            32.64 % PA

            Admin Fee

            Rs. 2,000

            APR

            35.96%

            Amount Deposit

            Rs. 98,000

            Monthly EMI

            Rs. 9,847

            Total Interest

            Rs. 18,168

            Estimate Repayments

            Loan Calculator

            Equated Monthly Installment (EMI):

            0 INR

            Total Interest Payable:

            0 INR

            Total of Payments (Principal + Interest):

            0 INR

            WHY CHOOSE US

            We’ve created a service that meets your real needs—for peace of mind, not paperwork.

            01
            Quick & Easy Loan Approval
            We simplify the process—minimal documentation, fast disbursal, and support that actually supports.
            02
            Financial Security for Urgent Needs
            From medical emergencies to monthly expenses, our loans are built to protect your financial stability.
            03
            Flexible Repayment Options
            Choose how you repay—Bank Transfer, UPI, Debit/Credit Card, or Cash. We adapt to your convenience.
            04
            Zero Collateral Required
            No assets? No problem. Our loans are unsecured and accessible without pledging anything.
            05
            RBI-Registered & Compliant
            We are a certified NBFC (Reg. No. B-14.01740), strictly following RBI’s ethical and transparent lending guidelines.
            CLIENT TESTIMONIALS

            What Our Customers Say About Their Experience with Us

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            "KwikSalary came through when I had an urgent hospital bill to clear. The approval was super fast, and the support team guided me like a friend. No hidden charges, no stress!"
            Rohit Mehra Gurgaon, India
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            "I applied for a small travel loan, and honestly, I didn’t expect it to be so quick and easy. The money was in my account in just a few hours. Highly recommended!"
            Neha Raj Pune, India
            testi-3
            "I was in between jobs and needed money for rent. KwikSalary didn’t just lend me funds—they gave me peace of mind. I’ll never forget how easy they made it."
            Faisal Shaikh Mumbai, India
            testi-4
            "The process was transparent and the terms were clearly explained. As a first-time borrower, I felt safe and respected. Great experience overall."
            Ritika Jain Bengaluru, India
            testi-5
            "I had to cover some family medical expenses urgently. Thanks to KwikSalary, I got a loan without paperwork drama. They truly care and it shows."
            Vikram Desai Hyderabad, India
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            LATEST Blogs

            Stay Updated. Stay Informed.

            Explore expert-written blogs and updates to better understand financial wellness, emergency planning, and responsible borrowing. From understanding short-term coverage options to learning how insurance and instant loans can secure your financial future—our content is tailored to guide you at every step.

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            Join our community of smart borrowers

            Get fast, hassle-free access to instant funds for your urgent needs. Be with us.

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            23K+
            Happy Customers Served
            Registered NBFC

            A Unit Of Gagan Metals Limited (Registered Under RBI- B-14.01740)

            We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances. We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods. But in case you have any complaints, we will take up the matter seriously and address the issue within 5 working days. Email Id : grievance@kwiksalary.com

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            Contact Info

            Office Address

            • +Time Square, New York USA, 3454